Validate Bank Accounts with Higher Coverage and Confidence
Validate consumer and business bank accounts, confirm ownership, detect fraud, and assess risk across more accounts with industry-leading coverage and deeper, more accurate data.
One Platform for Bank Account and Payment Intelligence
Actionable insights available via API for onboarding new customers, validating bank accounts for payouts, preventing identity and ACH fraud, or meeting Nacha web debit rule requirements. Everything we offer is built for speed, accuracy, and trust.
Validate 22% more bank account and routing numbers than the leading incumbent provider, leveraging proprietary and third-party data sources including J.P. Morgan Payments and Early Warning
Requests with a high frequency of change between a consumer and their PII had a 130% increase in likelihood of fraud. Identify invalid
contact
information like
email, phone,
and physical
address as well
as suspicious
behaviors
Accounts with a recent NSF (R01) return are 36% more likely to have another NSF on their next transaction. Assess ability to pay based on inquiries, payment behavior and payment performance leveraging our FCRA score
Powered by predictive intelligence for bank accounts and payments, our platform delivers real-time insights and analytics with exceptional accuracy and confidence, and is continuously growing.
Unique Bank Accounts
1M+
Unique Consumers
1M+
Payment Records
1M+
Inquiries
1B+
Use cases
A variety of industries including automotive, financial services, real estate, insurance, and payments, collaborate with ValidiFI to enhance efficiency, security, and confidence.
Account Validation
Validate bank accounts with a Nacha preferred provider for all types of use cases.
Harnessing connections for actionable data insights
ValidiFI analyzes the connections between bank accounts, consumer identity elements, and payment performance to help you make smarter decisions - before you onboard, lend, or transact.
Industry-Leading Bank Account Coverage - validate accounts across more institutions in real-time
Higher Authentication Rates - know exactly who owns the account before funds move
Flexible Validation - frictionless when possible and step-up when needed delivering the right level of validation for every user and use case
Transparent Pricing - no setup fees and dedicated support team