You are constantly monitoring customer accounts to extend credit, uncover defaults, and up–sell your best customers. Our tools improve portfolio management, with scores determining the likelihood of default. Additionally, prioritize who to reach out to by identifying negative and positive changes to a consumer’s financial status.
Overview
Want to Grow the Revenue From Your Customer Portfolio?
Use Case Solutions
Protect Consumers from Unnecessary Bank Fees
Monitor your portfolio for negative bank account balances to engage customers prior to a return.
Funds & Balance VerificationIdentify Changes in Financial Health
Dig into hundreds of real-time financial insights that reveal intelligence into patterns and behaviors.
Bank AggregationMonitor Status of Employment & Income
Ensure that a customer is employed and able to fulfill financial commitments, as well as provide customer support prior to account delinquency.
Employment Validation SuiteComply with NACHA WEB Debit Rule
Easy to use account validation tool to determine if a bank account is open and accepts ACH payments.
Account ValidationMaintain Contactability
Ensure that your customer’s contact information is active, and discover the best method and time to contact.
Phone InsightsAdditional Resources
The Account Validation Guide
Verifying a consumer’s account is critical for maintaining compliance with Nacha’s WEB Debit Rule, requiring ACH originators to use “account validation.” Though the rule went into effect on March 19th, 2021 it will not be enforced for an additional year. We have put together a guide of the various methods of account verification to help …
Six Factors to Consider in Determining Customer Risk
Six Factors to Consider in Determining Customer Risk
Phone Insights for KYC
It's time look beyond the ten digits! Leverage the power of ValidiFI's Phone Insights to uncover consumer intent, financial health, and much more. Learn more about Phone Insights. Related Resources