You are constantly monitoring customer accounts to extend credit, uncover defaults, and upsell your best customers. Our account management tools improve portfolio management, with scores determining the likelihood of default. Additionally, prioritize who to reach out to by identifying negative and positive changes to a consumer’s financial status.
Overview
Want to Grow the Revenue From Your Customer Portfolio?
Use Case Solutions
Protect Consumers from Unnecessary Bank Fees
Monitor your portfolio for negative bank account balances to engage customers prior to a return.
Funds & Balance VerificationIdentify Changes in Financial Health
Dig into hundreds of real-time financial insights that reveal intelligence into patterns and behaviors.
Bank AggregationComply with Nacha's WEB Debit Rule
Easy to use real-time account validation tool to determine if a bank account is open and able to accept ACH payments.
Account ValidationAdditional Resources
Bringing Visibility to the Credit Invisibles
In a time where wallets are filled with credit cards, buy now pay later options are available at the click of a button, and brick-and-mortar lenders are on every corner, yet a significant amount of the population is still considered credit invisible.
Reaching More Consumers with Banking and Payment Data
A CARD ISSUER CASE STUDY – A prominent card provider with over 1,000,000 customers was looking for a new way to accept more applicants.
Insight and ValidiFI Team Up to Unveil Powerful and Proprietary Data Services to Revolutionize the Underwriting Process
Santa Rosa, CA, and Boca Raton, FL, September 28, 2022 – Insight, a financial services software provider, has chosen ValidiFI, an industry-leading, specialty consumer reporting agency, as their selected banking and payment data provider to offer new, exclusive services to their customers. After an extensive search and evaluation process, Insight found unmatched value and subject …