Why ACH is Becoming a Smarter Choice Over Credit Cards
Credit Card Fraud is Rising—Is It Time to Rethink How We Pay and Receive Payments? Warren Buffett, one of the most respected investors in history, has a straightforward piece of financial advice: before investing, pay off your credit card debt. As he put it, “I can’t make 18% return”—a reference to the high interest rates […]
Bank Account Intelligence: The New Frontier in Fraud Prevention and Credit Decisioning
Unlocking Insights from Bank Account Data—Q&A with ValidiFI CEO John Gordon A bank account provides a direct window into a consumer’s or business’s financial behavior. With the right tools, lenders and payment service providers can leverage this data to enhance fraud detection, improve credit decisioning, and optimize payment processes. This concept, known as “bank account […]
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