Enhanced Risk Analysis

ValidiFI’s Inquiry Attributes provide comprehensive and powerful insights for identifying creditworthiness, fraud, leads likely to convert, and developing highly predictive models.

Inquiry Attributes can be utilized for highly effective risk segmentation, in conjunction with scores, and when used in policy rule definitions. We have aggregated data from millions of transactions that provide deeply detailed information on a consumer. Furthermore, the transactions come from thousands of online and offline sources, the perfect addition for enhancing models.

Use Case Solutions

Sourced from a wide variety of financial industries, Inquiry Attributes provides a truly unique and effective tool for greater decisioning. This solution can be used as-is or combined with the  PI Risk Score and FI Risk Index services to complete the consumer’s financial profile, access greater actionable insights, and enhance predictive power.

Prevent Fraud

Mitigate the threat of fraud by identifying the behavior, characteristics, and patterns associated with high risk.

Expanded Opportunities

Increase originations with non-tradeline data to determine the creditworthiness of thin-file and no-file consumers.

Determine Credit Risk

Get critical insight with attributes that indicate the risk of consumers not covered by traditional credit data sources.