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An Alternative View of Credit Risk
In our latest report, we explore why traditional credit scores alone can’t keep pace with today’s volatile financial landscape. Discover how layering real-time bank account and payment intelligence with conventional scoring uncovers hidden risks and opportunities. Learn how vCredit empowers lenders to segment risk more precisely, reduce defaults, and confidently expand approvals—all while adapting to fast-changing consumer behaviors.
by Mark Lashmar, CRO, ValidiFI The latest report from PYMNTS, Paycheck-to-Paycheck Households: Job Prospects Are
In early 2024, the City of Baltimore lost more than $800,000 in a vendor payment
Beyond the Checkbox: Turning Nacha Compliance into Opportunity When it comes to compliance, it’s easy
When most people think of account validation, they think of a simple yes or no:
Artificial intelligence has become a buzzword so pervasive in financial services that it may
If your business initiates ACH payments—especially debits, to a consumer’s or business’s bank account—then Nacha’s
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