Overview
Unlock Instant Insights into Leads Most Likely to Convert

In a competitive online environment, where consumers make buying decisions instantly, it is important to understand which customers are willing and able to pay. ValidiFI’s Lead Conversion Score,  is a score modeled for the financial services, banking, lending, and insurance industries to verify identity, assess risk, as well as the propensity for the consumer to complete the buying process. 

Overview
Validate income, expenses, and payment patterns

Bank Aggregation uses data directly from a bank account. Get the balance, deposits, and detailed transaction information. We apply data science, machine learning, and analytics to identify the most important bank account’s behaviors in easy to use results.

With Bank Aggregation you get truly alternative data to help you make informed decisions, by verifying identity, account ownership, employment, income amounts and frequency, debt stacking, expense trends, the ability to pay, life events, marketing opportunities, and much more.

We have the largest financial institution coverage at 31,000+ with over 48,000 connections for built-in redundancy.

Use Case Solutions

Data Attributes

Conversion Score
A score modeled to verify identity, assess risk, and the propensity to complete the application process.
Email Append
Add-on service providing an email address that is deemed more contactable based on recency and frequency of use.
Contactability Insights
Attributes to determine the best day and time to contact the customer.
Phone Append
Add-on service providing you with a phone number that is deemed more contactable due to recency and frequency of use.
Case Study
Turning Leads Into Conversions

An online lender struggling with converting leads they had purchased into originated loans, reached out to ValidiFI for assistance. After an exploratory consultation, ValidiFI was able to identify that The Lead Conversion Score – Contactability, was the best solution to assist in identifying which leads were most likely to convert. By including ValidiFI’s solution into their lead purchasing workflow, they were able to able to significantly reduce their overall cost of customer acquisition, as well as increase revenue by identifying better performing customers.

Case Study
Borrowers' risk profile

An online lender struggling with converting leads they had purchased into originated loans, reached out to ValidiFI for assistance. After an exploratory consultation, ValidiFI was able to identify that the Lead Conversion Score – Contactability, was the best solution to assist in identifying which leads were most likely to convert. By including ValidiFI’s solution into their lead purchasing workflow, they were able to able to significantly reduce their overall cost of customer acquisition, as well as increase revenue by identifying better performing customers.