It is becoming increasingly more difficult to properly segment your applicants while identifying who will be a good and bad customer. ValidiFI’s underwriting and risk solutions help you identify and segment the risk of applicants based on their employment, income, and bank data.
Overview
Get to Know Your Customers Better.
Use Case Solutions
Segment Applicants by Risk
Determine applicant risk by analyzing thousands of attributes associated with the consumer’s debit cards, pre-paid cards, credit cards, bank accounts, contributory databases, payment platforms, and processors.
PI RIsk ScoreIdentify Risk Factors Hidden Within Bank Accounts
Access hundreds of financial insights that reveal intelligence into the patterns and behaviors indicative of customer performance.
Bank AggregationIdentify Risk Factors Associated with Financial Institutions
Quickly detect consumers associated with the highest-risk financial institutions and bad bank accounts.
FI Risk IndexAdditional Resources
Reaching More Consumers with Banking and Payment Data
A CARD ISSUER CASE STUDY – A prominent card provider with over 1,000,000 customers was looking for a new way to accept more applicants.
Why You Need An Autofunding Strategy Right Now
Today, Americans have nearly all but shifted their buying to online and have adapted to fully digital experiences.
The Small Dollar Lending Rule: Make the Most of Your Two Attempts
The Consumer Financial Protection Bureau (CFPB) originally passed the Final Rule on the Payday, Vehicle Title, and Certain High-Cost Installment Loans in 2017.