It is becoming increasingly more difficult to properly segment your applicants while identifying who will be a good and bad customer. ValidiFI’s underwriting and risk solutions help you identify and segment the risk of applicants based on their employment, income, and bank data.
Overview
Get to Know Your Customers Better.
Use Case Solutions
Segment Applicants by Risk
Properly segment the risk of your applicants by analyzing thousands of attributes associated with the consumer’s debit cards, pre-paid cards, credit cards, bank accounts, contributory databases, payment platforms and processors.
PI RIsk ScoreIdentify Risk Factors Hidden Within Bank Accounts
Access hundreds of financial insights that reveal intelligence into the patterns and behaviors indicative of customer performance.
Bank AggregationIdentify Risk Factors Associated with Employment
Gain a deeper understanding of an applicant’s risk, whether they are a salaried, contractor, or gig type employee.
Employment ValidationAdditional Resources
The Account Validation Guide
Verifying a consumer’s account is critical for maintaining compliance with Nacha’s WEB Debit Rule, requiring ACH originators to use “account validation.” Though the rule went into effect on March 19th, 2021 it will not be enforced for an additional year. We have put together a guide of the various methods of account validation to help …
Six Factors to Consider in Determining Customer Risk
Six Factors to Consider in Determining Customer Risk
Nacha Preferred Partner Account Validation Series
Date: 22th February 2019 , Duration: 60 min