It is becoming increasingly more difficult to properly segment your applicants while identifying who will be a good and bad customer. ValidiFI’s underwriting and risk solutions help you identify and segment the risk of applicants based on their employment, income, and bank data.
Overview
Get to Know Your Customers Better.
Use Case Solutions
Segment Applicants by Risk
Properly segment the risk of your applicants by analyzing thousands of attributes associated with the consumer’s debit cards, pre-paid cards, credit cards, bank accounts, contributory databases, payment platforms and processors.
PI RIsk ScoreIdentify Risk Factors Hidden Within Bank Accounts
Access hundreds of financial insights that reveal intelligence into the patterns and behaviors indicative of customer performance.
Bank AggregationIdentify Risk Factors Associated with Employment
Gain a deeper understanding of an applicant’s risk, whether they are a salaried, contractor, or gig type employee.
Employment ValidationAdditional Resources
Four Reasons Why Traditional Credit Data Falls Flat Post-Pandemic
2020 and the COVID pandemic brought a lot of surprises, changes, and challenges for businesses.
Infographic: Combating ACH Fraud in the Digital Age
Fraud is skyrocketing! ValidiFI’s Infographic on the ACH Fraud Types and Solutions provides you with everything you need to know to fight back!
The Account Validation Guide
Verifying a consumer’s account is critical for maintaining compliance with Nacha’s WEB Debit Rule, requiring ACH originators to use “account validation.”