Bank account validation for compliance
Validate bank account and routing number are open, valid, and ACH-capable to ensure Nacha WEB debit compliance
![[Advancial Federal Credit Union]](https://validifi.com/wp-content/uploads/2024/06/Logo-Advancial-Credit-Union.png){kind=logo}
As a Nacha preferred partner, we provide comprehensive account validation solutions that comply with Nacha’s WEB debit account validation rule. Our vAccount solution verifies accounts instantly to help minimize payment issues, manage risks, and improve efficiencies within current workflows.
vAccount from ValidiFI allows you to verify bank accounts in real-time so you can confirm transactions are secure and reduce manual reviews and ensure a smooth customer experience.
vAccount can be used to:
- Comply with Nacha WEB debit rule and evolving regulations
- Streamline application and onboarding processes
- Reduce fraud prior to making payments
- Accelerate consumer transactions
Real-time account validation
Using the bank account and routing number, we validate details against our proprietary database network and return insights in a matter of seconds to help you assess bank account quality and level of risk in real-time:
- Rank order risk using Account Validation Codes
- Confirm account and routing numbers are valid, active, and ACH capable
- Confirm structure of account matches financial institution conformity
- Determine quality by assessing transaction history
The value for your business
Low Friction Solution
Validate bank accounts in real-time with no customer friction.
Ensure Compliance
Adhere to changing regulations with a Nacha preferred partner.
Reduce Risk
Proactively detect fraud and payment-related issues.
Related resources
Related products
vAccount +
Validate bank accounts and unlock additional critical insights for increased coverage and predictability.
vConnect
Intuitive login interface to unlock verified validation and cash-flow underwriting.
Frequently asked questions
vAccount is an account verification tool for compliance. Ensure Nacha WEB debit regulations are met and validate the status of a given bank account, ranks potential risks, and assists in predicting payment return codes.
Many customers leverage vAccount as a cost-effective account verification tool for compliance.
As an account validation solution, vAccount requires routing and bank account numbers.
Yes, all customers are required to report their performance data as we are a give-to-get data model. By doing this, all customers gain tremendous value from accessing a much larger database of information than they would without data contribution across the network.
![[OLA Member]](https://validifi.com/wp-content/uploads/2024/06/seal.png)
![[Nacha Preferred Partner]](https://validifi.com/wp-content/uploads/2024/06/Frame-63.png){kind=small}