In the world of digital payments, it is essential to authenticate bank accounts to ensure the integrity and security of your transactions. High friction processes, such as consumer login requests, can lead to consumer hesitancy, abandonment, and incomplete transactions thereby causing issues with customer onboarding and retention.

vAuth provides the capability to verify a user’s access to a bank account through real-time microdeposits. By utilizing instant payment rails, vAuth can confirm an account is valid within seconds. Microdeposit verification, which traditionally took 3-4 days for processing, can now be conducted in real-time. Increase confidence in linking high-value transactions to end users and extend reach to consumers who steer clear of credentialed solutions.