Verify account ownership
Instantly verify bank accounts to confirm ownership, streamline onboarding, and speed up funding for a smoother customer experience
With 95% of Americans now having access to a bank account, organizations, and financial institutions can leverage consumer’s financial institution information to reduce friction, enhance user experience, and enable faster, more secure transactions.
Easily enable customers to verify account ownership and share bank account details through vConnect®, our user-friendly login interface. Instantly validate bank access and ownership, and leverage balance and payment insights to streamline onboarding, better assess risk, and maximize conversions.
vConnect® allows you to instantly authenticate users and bank accounts prior to onboarding or making transactions. But that’s just the beginning.
Unlock additional capabilities by pairing vConnect® with vInsights™ from ValidiFI® to:
- Easily categorize payload data
- Access cash-flow insights to make lending decision with confidence
- Improve risk management through a comprehensive report complete with an affordability score
vConnect®
Allow consumers to easily verify bank access or share account data, making it simple to enable faster, more informed decisions:
- Pick bank account from a pre-populated list
- Choose login preference - username and password or provide the alternative option of inputting routing and account number
- Confirm validated bank account access
The value for your business
Maximize Conversions
Intuitive login interface to empower login and reduce abandonment
Reduce Risk & Fraud
Screen out consumers that cannot confirm the ownership of their bank account
Unlock Valuable Insights
Use with our vAccount or vInsights solutions to easily gain access to financial data for decisioning
Related resources
Related products
vAccount+
Validate bank accounts and unlock additional critical insights for increased coverage and predictability.
vInsights™
Leverage cash flow insights to qualify more applicants, enhance risk management, and ensure precise lending decisions.
Frequently asked questions
vConnect® is an open banking consumer login tool that allows users to link their bank accounts, unlocking cash flow insights for more informed decision-making.
By offering a user-friendly and secure open banking consumer login tool, you instill confidence in users and new applicants who may be hesitant to share their bank account information, thereby reducing abandonment rates.