Secure Transactions with Real-Time Bank Account Validation
Eliminate ACH payment issues by verifying bank accounts for smooth credit and debit processing
Managing payments efficiently requires accurate verification to prevent failed transactions, fraud, and unnecessary fees. Whether disbursing funds or extracting deposits, ensuring account validity before initiating a transaction is critical. ValidiFI provides industry-leading financial data solutions that empower businesses to verify accounts in real-time, reducing risk and optimizing payment processes
- High rate of failed transactions due to invalid account details
- Increased fraud risk with unauthorized payment method changes
- Costly fees and inefficiencies from returned deposits and rejected disbursements
- Inconsistent verification processes leading to compliance risks
- Poor customer experience due to payment delays
Drive smarter payments
Leverage real-time bank account and payment intelligence to securely send and receive funds from consumer and vendor accounts. ValidiFI enables businesses to validate accounts instantly, reduce fraud, and ensure seamless transactions—enhancing payment accuracy, mitigating risk, and improving operational efficiency
ACH credit verification
Ensure funds are sent to valid, active accounts and confirm account ownership to minimize payment failures
ACH debit verification
Verify account details before initiating withdrawals to reduce return rates and mitigate fraud risk
Payment method changes
Detect and confirm account modifications to prevent payment disruptions and unauthorized transactions
Boost payment accuracy and efficiency
- Real-Time Account Verification - Confirm active status before disbursing or extracting funds
- Actionable Insights - Consumer and bank account stability, longevity, and payment performance
- Balance Checks - Prevent overdrafts and NSF returns.
- Advanced Analytics and Machine Learning - Optimize transaction success rates
The value for your business
Reduce failed disbursements and rejected deposits
Minimize fraud risk with real-time account verification
Lower processing costs associated with payment failures
Improve compliance and reduce regulatory risks
Enhance customer satisfaction with faster, smoother payments
Related resources
Related solutions
ValidiFI’s payment verification solutions help businesses confirm financial accounts before initiating transactions, ensuring accuracy and security.
vAccount+
Verifies bank account ownership, status, and history in real-time to confirm accounts before initiating disbursements or withdrawals.
vAuth®
Provides instant account authentication to ensure funds are sent or extracted from a valid and authorized account.
vIndex™
Assesses account stability and risk, helping determine the likelihood of successful transactions before processing payments.
vFraud®
Detects fraudulent accounts and transactions, reducing the risk of sending funds to unauthorized or high-risk accounts.
vConnect®
Delivers real-time financial data to confirm account details before processing disbursements or withdrawals.
Frequently asked questions
Our real-time verification ensures that accounts are active and valid before transactions are initiated, reducing the risk of failure.
Yes, our solutions monitor and confirm changes to payment details, alerting businesses to potential fraud or errors.
Yes, our solutions align with NACHA, PCI-DSS, and other regulatory standards to ensure secure and compliant payment processing.
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