Automotive
Drive profitability and customer satisfaction in an evolving automotive finance market
In today’s auto market, rising car prices, record-high auto loan debt, and an increasing number of borrowers underwater on their loans present significant challenges for lenders. To navigate these pressures, auto lenders and software providers are turning to enhanced data insights, enabling them to better assess risk, improve loan performance, and address growing affordability concerns.
Validate consumer bank accounts and identity information before onboarding or accepting ACH payments. ValidiFI helps the automotive industry ensure compliance with Nacha regulations, assess risk more accurately, fund more auto loans to remain competitive in a challenging market.
How ValidiFI® delivers intelligence for the Automotive Industry
Validate
Bank Accounts
Optimize
Lending Decisions
More
Competitive Offers
Enhance
Customer Experience
Access
Predictive Data
Detect and Prevent
Fraud
Who we serve
- Auto Finance Lenders - Verify and authenticate consumers to uncover more opportunities while reducing risk
- Automotive Software Providers - Better serve your customers by offering access to predictive bank account and payment intelligence
Solutions for Auto
vAccount™
Scalable account validation for compliance, risk mitigation, and ownership verification
vFraud®
Detect high-risk bank accounts, phone numbers, and emails to prevent fake accounts and fraudulent transactions
vCredit®
Predictive credit risk score and access to bank data without asking for bank account and routing info up front
vInsights™
Data categorization and cashflow underwriting report for ability to repay and affordability analysis
Related resources
![[OLA Member]](https://validifi.com/wp-content/uploads/2024/06/seal.png)
![[Nacha Preferred Partner]](https://validifi.com/wp-content/uploads/2024/06/Frame-63.png){kind=small}
