Your resource for in-depth quarterly reports and insights of consumer bank accounts, payments, and performance. Explore behavioral trends and predictive data and analytics—empowering you with the knowledge to make smarter decisions.
Traditional data tells you where a consumer has been. The Bank Account Footprint helps reveal what’s happening now. By analyzing banking relationships, payment history, identity connections, and account behaviors, organizations can uncover hidden risk and opportunity. Explore our infographic to see the key findings from ValidiFI’s 2026 1H Intelligence Report.
Ebook
Closing the Gap Between Real-Time Account Risk and Historical Models
In our latest report, we introduce the Bank Account Footprint, a new way to understand the signals consumers leave behind across their banking relationships and payment activity. Discover how real-time account intelligence uncovers emerging risks and opportunities that traditional data may overlook. Learn how organizations can leverage these insights to strengthen identity verification, detect fraud earlier, and improve decision outcomes.
Layer ValidiFI’s risk score with traditional credit scores to unlock deeper insights. Familiar views of credit evolve into actionable intelligence when real-time bank data exposes what conventional...
See how real-time bank and payment intelligence is transforming credit decisioning. Traditional scores offer a static view, but today’s fast-changing financial behaviors demand more. ValidiFI layers...
New Analysis Shows How Layering Real-Time Bank Data with Traditional Scores Uncovers Hidden Risks and Opportunities ALPHARETTA, Ga., Dec. 10, 2025 — ValidiFI, Inc., the leading alternative data...
This Quarter’s Report Reveals Critical Need for Advanced Account Verification and Authentication as Real-Time Payments Increase Fraud Risk ALPHARETTA, Ga., September 25, 2025—ValidiFI, Inc., the...
Discover how real-time intelligence and enriched data signals can help organizations outpace fraud and compliance challenges. Instead of relying on outdated, manual account verification, holistic...
Knowing an account is real is just the beginning. But a lot more can be gleamed from visibility into a bank account’s authenticity, payment behavior, and transaction risk. In this infographic...
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