QUARTERLY INSIGHTS

Bank account and payment intelligence

Your resource for in-depth quarterly reports and insights of consumer bank accounts, payments, and performance. Explore behavioral trends and predictive data and analytics—empowering you with the knowledge to make smarter decisions.

Q4 Infographic

Unmask fraudulent payment accounts

Some consumers may initially pass basic account validation checks, appearing low-risk. However, layering additional fraud detection measures—like cross-referencing identity information with bank account details—can uncover hidden risks. See how ValidiFI’s vFraud data revealed fraudulent activity in consumer scenarios that initially showed no red flags.

Q4 Ebook

Detect fraud, in real-time: Validating the identity behind the account

In our latest report, we explored our bank account and payment intelligence database to reveal overlooked elements in validation and fraud detection. Discover how specific identifiers correlate with fraudulent activity and how a layered approach to fraud management can minimize risk, improve efficiency, and enhance the bottom line. The findings may surprise you.

Phone number


Fraudsters are 65% more likely to NOT have a verifiable phone number match

physical Address


Consumers identified as fraudulent are 62% more likely to list a temporary address

Email Address


Emails with a low probability of delivery experienced a 3.3X increase in fraud rates

Latest Insights

Detect fraud, in real-time: Validating the identity behind the account

Fraud is a top concern for banking and payments executives—draining time, resources, and money while undermining compliance and customer trust. As fraud tactics evolve, staying ahead is critical. In...

Infographic: How ValidiFI data unmasks fraudulent payment accounts

Traditional account validation can miss critical fraud indicators. At first glance, some consumers may appear low-risk, but deeper fraud checks often reveal hidden risks. By layering advanced fraud...

ValidiFI Releases Quarterly Bank Account and Payment Intelligence Report

Unlock Comprehensive Insights on Payment Performance and Bank Account Trends Beyond ACH Compliance ALPHARETTA, Georgia – ValidiFI, the leading provider of predictive bank account and payment...

Infographic: High-Risk vs Good Performing Bank Accounts

ValidiFI helps assess consumer applications and bank accounts through payment performance, bank account characteristics and patterns to help identify high-risk, NSF risk, and good performing bank...

Beyond Compliance: Elevating Risk Based Bank Account Validation

Nacha, the governing body of the ACH network, enforces rules like the WEB Debit Account Validation Rule, which mandates businesses to verify bank account details to prevent fraud and minimize risk...
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