Your go-to destination for quarterly reports and insights. Get a quarterly in-depth look at bank accounts, payments, and performance—analyzing different perspectives from behavioral and recency data to stability, risk analytics, and more.
Nacha, the governing body of the ACH network, enforces critical rules like the WEB Debit Account Validation Rule, which requires businesses to verify bank account information to prevent fraud and reduce risk.
However, compliance is just the foundation. Our Q3 2024 study offers a detailed analysis of low-risk, NSF-risk (non-sufficient funds), and high-risk accounts, along with the risks linked to various bank account types. Discover how predictive data can elevate your decision-making. Download the report below.
Bank accounts with NSF risk are valid accounts, but tend to have high number of R1 (insufficient funds) returns indicating potential payment issues.
High-risk bank accounts show a significantly higher rate of non-sufficient funds (NSF) returns, with more ACH returns than good-performing bank accounts.
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