Verify and authenticate bank accounts prior to ACH transactions to prevent fraud, minimize returns, ensure compliance, and enable smooth, secure payments with confidence.
ValidiFI’s account validation solutions are crafted to help businesses prevent fraud, reduce payment returns, and comply with Nacha regulations. Whether you’re processing ACH payments, verifying account ownership, or authenticating payment methods, ValidiFI provides real-time validation to ensure smooth and secure transactions.
Verify account status instantly with direct data network access, status and history for 74% of accounts. Extend coverage by utilizing AI and machine learning pattern matching to validate up to 96% of accounts.
Verify if an individual matches the account owner on file.
Increase confidence and accuracy leveraging extensive data network includes access to J.P. Morgan Payments’ validation services and Early Warning, the Trusted Custodian® of the National Shared DatabaseSM – which contains a rich set of deposit performance data contributed by more than 2,500 financial institutions including banks like: Bank of America, Capital One, Chase, PNC, Truist, Wells Fargo, and US Bank.
Reduce high ACH return rates (R02, R03, R04) and ensure compliance with NACHA by maintaining an overall return rate below 15%.
Identify and categorize bank accounts as high-risk or low-risk based on your specific risk assessment criteria
At ValidiFI, we offer cost-effective bank account validation solutions with no minimums, no setup fees, at a lower cost.
ValidiFI’s ACH disbursement and account validation solutions are designed for businesses across industries, offering secure, efficient payment processing, fraud prevention, and seamless transactions.
Tailored for consumers, vendors, and businesses—scale your operations as needed while avoiding unnecessary overhead costs. This approach ensures you’re only paying for what you use, optimizing your budget and maximizing efficiency.
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