Author: Nikole.Thompson

Product Sheet: vInsightSync

Utilize our vInsightSync cash flow report for:  A more holistic view of consumer financial behavior Easily assess inflows, outflows, and affordability Make more accurate credit decisions Download product sheet:

Product Sheet: vConnect

Connect to consumer bank accounts for authenticated bank account validation and gain access to cash flow insights. Allow your customers to connect their bank account their way: Log in via entering their routing and account number Choose from prepopulated list of banks and their bank login username and password Decrease user abandonment Mitigate risk    […]

Product Sheet: vCredit

Our predictive FCRA-compliant score powered by the ValidiFI Data Network offers:  A more holistic view of consumer creditworthiness Frictionless customer experience Optimized loan approvals while minimizing risk   Download product sheet:

Product Sheet: vAuth

Insantly authenticate consumer access to a bank account with vAuth:  Minimize friction with real-time microdeposits Streamline onboarding Reduce abandonment rates Mitigate fraud risks   Download product sheet:

Product Sheet: vFraud

Quickly prevent fraud and make more confident decisions and transactions:   Identify bank-related fraud like first party fraud, third-party fraud, or account opening fraud. Detect high-frequency change in consumer contact information Flag suspicious application information Reduce risk in sending payments to fradulent accounts Download product sheet:

Infographic: Everything You Need to Know About Bank Account Validation

Account validation is essential for verifying whether a bank account is open, valid, and capable of handling ACH transactions, ensuring faster access to funds. Organizations may require a combination of non-credentialed and credentialed solutions, depending on their specific needs. With Nacha’s rule mandating that payment originators validate accounts before initiating ACH transactions, businesses must explore […]

ValidiFI® Company Fact Sheet

Download our company fact sheet for an overview of ValidiFI, solution offerings and database coverage.  ValidiFI offers: Non-credentialed and credentialed solutions Non-FCRA and FCRA offerings Unique database of bank account and payment attributes Download Fact Sheet

What’s Conversion Got to Do with It? Converting the Maximum Amount of Leads

When you add up the high costs to assess the risk of applicants, with lead purchasing becoming more competitive and the quality of leads becoming harder to verify with traditional methods, the financial returns are often outweighed. In fact, the odds are likely that you’re spending too much on poor-performing leads. Too often we see […]

ValidiFI® Relaunches with Its’ Industry-Leading Offering of Credit Risk and Validation Solutions

ATLANTA, GA, July 5, 2023 – Today, ValidiFI, announces its official relaunch following its acquisition by RIBBIT in June 2023. Moving forward, the combined company will operate under the ValidiFI name and branding, serving a broader range of industries and customers.  This strategic combination has now created one of the industry’s largest alternative databases of bank and […]

Say No to Friction! Leverage Bank Data Without the Login

Bank data has proven itself as a powerful predictor of financial health and creditworthiness – the rise of open banking or “credentialed” bank verification solutions has confirmed the value of this data to a lot of companies. What if you could access a consumer’s banking data without requiring them to log in from their end?   Minimizing Friction to […]