Q4 2025 Product Highlights

Strengthening account verification coverage

We expanded both the depth and reliability of account-based verification signals, giving clients greater confidence in their decisions.

• Enhanced authentication alignment across historical account patterns seen in our database to increase match success and deliver clearer verification outcomes.
• Richer account level insights, by expanding the coverage of accounts providing tenure-related indicators, to give a more complete view of account stability.

These improvements significantly elevate verification accuracy while reducing uncertainty in the decisioning process.

Enhancing fraud detection signals

To strengthen our fraud defense capabilities, we introduced new and improved data points to help detect risk earlier and more precisely.

• New check fraud signals, ranking applicants with fraud scores for provided identity and contact elements (address, phone, email), tapping into new and unique data to reveal bad actors with a history of check fraud and flag patterns of elevated fraud risk.
• Routing number look up to provide visibility into the most recently seen routing activity, helping prevent the use of blocked or suspicious accounts.

 By giving you earlier visibility into high‑risk identity and account patterns, strengthening protection against check‑related and account‑misuse fraud, and increasing confidence in who to approve, challenge, or block, you can stop more fraud before it becomes a loss.

Faster, Smoother Workflow Efficiency

Our Q4 product roadmap focused heavily on usability and automation, to help streamline operations and reduce manual effort.

• Faster request creation in the ValidiFI portal by enabling more flexible input requirements to help improve speed and reduce friction during day-to-day workflows.
• Continued automation of data study analysis processes to shorten turnaround times and remove unnecessary manual steps.
• Smarter file upload handling for data studies to improve data quality, allowing workflows to move forward with reduced interruption.

Collectively, these updates help teams work more efficiently and confidently, hitting fewer workflow roadblocks

Advancing Platform Performance, Security, and Resilience

We remain committed to a fast, modern, and dependable platform. This quarter included important foundational advancements:

• Performance enhancements for improved responsiveness, reinforcing processing stability across key decision flows.
• UI framework upgrade, strengthening platform-wide security for an improved experience.
• Proactive monitoring improvements designed to catch potential data inconsistencies earlier, ensuring more reliable outcomes.

These investments reinforce long-term stability, security, and operational excellence for a modern, resilient platform you can trust.

Looking ahead in 2026

Q4’s advancements reflect our commitment to continuous improvement—delivering sharper verification insights, stronger fraud defenses, more efficient workflows, and a platform built for performance and resilience.

As we move into 2026, our focus remains the same: empowering clients with the precision, speed, and reliability to make confident decisions. More to come!

→ Questions? Talk with Product about roadmap fit.