Ebook: How consumer Lenders can scale portfolios without increasing risk

Unlocking Smarter Growth: How consumer Lenders can scale portfolios without increasing risk

More than 50% of U.S. consumers live paycheck to paycheck including 30% of high-income earners.

Short-term consumer lenders are finding it increasingly difficult to grow portfolios without spiking key risk metrics like first-payment default (FPD), delinquency, or never pay.

ValidiFI transforms credit risk assessment with New Credit Intelligence — differentiated data that goes beyond traditional credit reports by analyzing inquiries, loan performance, and payment behavior. 

Download the ebook for more information on how ValidiFI can help lenders identify and approve new consumers, improve conversion rates, lower first payment defaults, and reduce cost per funded.