ValidiFI Wins “Consumer Lending Innovation Award” in 10th Annual FinTech Breakthrough Awards Program

Prestigious Annual Awards Program Celebrates a Decade of Recognizing the World’s Most Innovative Financial Technology Companies

ALPHARETTA, Ga., March 19, 2026 – ValidiFI, Inc., a leading provider of alternative data and predictive analytics, today announced it has been selected as the winner of the “Consumer Lending Innovation Award” in the 10^th annual FinTech Breakthrough Awards program conducted by FinTech Breakthrough. This independent market intelligence organization recognizes the top companies, technologies, and products in the global fintech market. 

In today’s consumer first era, lenders need deeper, more precise intelligence to responsibly expand access to credit. ValidiFI offers solutions that help financial service providers succeed in this new environment, delivering advanced credit risk intelligence that empowers consumer lenders across the spectrum—including subprime, near prime, installment, and BNPL providers, as well as fintechs, credit issuers, and credit assessment platforms.

ValidiFI is recognized for its modern approach to credit evaluation, which combines real-time behavioral insights with historical performance signals, moving beyond the limitations of traditional credit data. ValidiFI unifies credit, fraud, and payment intelligence in real time, enabling lenders to dynamically adapt decision paths and treatment strategies based on observed consumer behavior, account ownership confidence, and account risk signals, supporting earlier-stage applicant evaluation even when bureau data is thin, delayed, or unavailable. The result is more accurate credit assessments, expanded access to credit for underserved consumers, and stronger portfolio performance.

“ValidiFI delivers the intelligence required to grow responsibly, reduce fraud exposure, and operate with confidence,” said Steve Johansson, Managing Director, FinTech Breakthrough. “ValidiFI provides a horizontal lending intelligence layer applicable across credit cards, point-of-sale financing, installment loans, short-term lending, and marketplace models. By unifying credit, fraud, and payment intelligence in real time, ValidiFI is helping lenders to reduce losses while approving more qualified borrowers.”

“Consumer lending is at an inflection point where borrowers expect speed, personalization, and low friction, while lenders still need strong risk and fraud controls. ValidiFI is powering smarter decisions with behavior‑driven intelligence that deliver more confident outcomes, redefining how credit risk is assessed,” said John Gordon, CEO of ValidiFI. “It’s my honor to accept FinTech Breakthrough’s ‘Consumer Lending Innovation Award’ on behalf of ValidiFI. We are continually advancing our solutions to align with the real‑time needs of consumers, lenders, and the systems that support them in today’s consumer-first era of lending.”

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About ValidiFI

ValidiFI, a leader in alternative data and predictive analytics, powers smarter decisions across payments and lending through predictive bank account and payment intelligence. Using non-permissioned and permissioned data, ValidiFI transforms account, identity and payment signals into actionable insights that help financial institutions and fintechs validate accounts, detect fraud and assess risk with greater precision. By integrating behavioral indicators and performance data within a robust network, ValidiFI enables organizations to reduce friction, mitigate losses and strengthen confidence across the financial lifecycle. For more information, visit

About FinTech Breakthrough

Part of Tech Breakthrough, a leading market intelligence and recognition platform for technology innovation and leadership around the globe, the FinTech Breakthrough Awards program is devoted to honoring breakthrough innovation in Financial Technologies and Services companies and products. The FinTech Breakthrough Awards provide public recognition for the standout achievements of FinTech companies and products in categories that include Payments, Personal Finance, Cryptocurrency, Wealth Management, Fraud Protection, Banking, Lending, RegTech, InsurTech and more. For more information, visit FinTechBreakthrough.com.

Tech Breakthrough LLC does not endorse any vendor, product or service depicted in our recognition programs, and does not advise technology users to select only those vendors with award designations. Tech Breakthrough LLC recognition consists of the opinions of the Tech Breakthrough LLC organization and should not be construed as statements of fact. Tech Breakthrough LLC disclaims all warranties, expressed or implied, with respect to this recognition program, including any warranties of merchantability or fitness for a particular purpose.