Author: Laurie Anderson

Velera Selects ValidiFI for Automated Bank Account Validation for Credit Unions

ALPHARETTA, Ga., June 26, 2025 — ValidiFI, Inc., the leading provider of predictive bank account and payment intelligence, has partnered with Velera, a leading credit union service organization (CUSO) and integrated financial technology solutions provider, to bring ValidiFI’s vAccount solution to Velera’s credit union clients. This collaboration provides Velera’s credit unions with powerful tools to […]

Why Validating Accounts Isn’t Just About Compliance Anymore—It’s About Trust, Signals, and Smarter Risk

In today’s high-stakes financial ecosystem, validating a bank account shouldn’t be a checkbox. It should be a signal—of trust, of intent, and of risk. And according to ValidiFI CEO John Gordon in a recent conversation with PYMNTS CEO Karen Webster, the future of payments and lending will belong to the companies that know how to […]

ValidiFI’s Latest Report Analyzes Consumer Profiles Across Bank Types

ALPHARETTA, Ga., May 7, 2025 — ValidiFI, Inc., the leading provider of predictive bank account and payment intelligence, today released its Q1 2025 Bank Intelligence Quarterly Report highlighting the critical importance of comprehensive consumer banking profiles in combating payment fraud and reducing transaction risks. As ACH volumes continue to soar across all categories, with same-day ACH payment […]

How vAccount+ Verify is Setting New Standards for Accuracy and Security 

In today’s fast-paced digital economy, businesses are facing mounting pressure to process payments quickly, securely, and accurately. Last year, ACH transactions saw significant growth, with online ACH payments rising by 8.4%, surpassing 10.7 billion payments—making it the largest category of ACH transactions. As more consumers use ACH for bill payments, account transfers, and other financial […]

ValidiFI Expands vAccount+ Suite to Include Authoritative Bank Account Verification

ALPHARETTA, Georgia – ValidiFI, a leader in bank account and payment intelligence, is proud to announce the expansion of its vAccount+ suite to include new capabilities for authoritative bank account verification. This enhancement equips organizations with a comprehensive, multi-layered approach to account verification, significantly increasing coverage and accuracy. Based on analysis, ValidiFI can frictionlessly validate up to 85% […]

Amount Selects ValidiFI to Enhance Digital Origination Solutions

ALPHARETTA, Georgia – Amount, a leader in consumer and small business deposit account opening and loan origination software, has selected ValidiFI, the leading provider of predictive bank account and payment intelligence, to enhance its digital origination capabilities. By integrating ValidiFI’s cutting-edge solutions with Amount’s powerful SaaS platform, the partnership aims to provide financial institutions (FIs) […]

How ValidiFI is Positioned to Meet Nacha’s Upcoming Rule on WEB Debits and Fraud Monitoring

As we move closer to March 2026, the National Automated Clearing House Association (Nacha) is set to implement a new rule addressing fraud prevention and monitoring for WEB debit transactions. This rule will require financial institutions (FIs) and third-party payment providers to take more proactive steps in detecting and mitigating fraud before it impacts consumers […]

Why ACH is Becoming a Smarter Choice Over Credit Cards

Credit Card Fraud is Rising—Is It Time to Rethink How We Pay and Receive Payments?  Warren Buffett, one of the most respected investors in history, has a straightforward piece of financial advice: before investing, pay off your credit card debt. As he put it, “I can’t make 18% return”—a reference to the high interest rates […]

Bank Account Intelligence: The New Frontier in Fraud Prevention and Credit Decisioning

Unlocking Insights from Bank Account Data—Q&A with ValidiFI CEO John Gordon A bank account provides a direct window into a consumer’s or business’s financial behavior. With the right tools, lenders and payment service providers can leverage this data to enhance fraud detection, improve credit decisioning, and optimize payment processes. This concept, known as “bank account […]