Navigating the financial terrain of 2024 has been challenging. Economic volatility has become the standard. Here are some trends and opportunities to consider. US consumer
When you add up the high costs to assess the risk of applicants, with lead purchasing becoming more competitive and the quality of leads becoming
Bank data has proven itself as a powerful predictor of financial health and creditworthiness – the rise of open banking or “credentialed” bank verification solutions has confirmed the value
Today, with ever-increasing rates of fraud and the rise in competitors, many face a dilemma: how to convert more customers while reducing the risk of
Have you ever heard from a bank or credit card processor that Same Day ACH will not make a difference? If you’re involved in pushing payments
Expanding portfolios is a clear objective for many lenders. But many financial service providers struggle with the fear of associated risks. What if there was
Today, Americans have nearly all but shifted their buying to online. With this shift many lenders have adapted to fully digital experiences. Lenders utilizing alternative
Fraudulent activities have become a major concern for individuals, businesses, and governments worldwide. Fraudsters constantly evolve and find new ways to deceive and steal from their
In a time where wallets are filled with credit cards, buy now pay later options are available at the click of a button, and brick-and-mortar
The Consumer Financial Protection Bureau (CFPB) originally passed the Final Rule on the Payday, Vehicle Title, and Certain High-Cost Installment Loans in 2017. The rule is also referred
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