Overview
The Authority for Income and Work History

Employment Validation is a suite of real-time data sets derived from the source, to provide income, employer, and work history information. This data is used to gain a deeper understanding of a customer’s risk, whether salaried, contractor, or gig type employee. From decisioning to collections, this valuable information can be utilized to significantly improve analytics and customer experience. The suite is made up of the Employment Indicators and EMPLOYMENT CONNECTORTM.

EMPLOYMENT INDICATORS

A comprehensive suite of instant employment verification data sets from over 700 thousand employers across a variety of industries. This solution, with three different tiers, provides the most up-to-date employee information that verifies identity, employment, income, payroll dates, and much more.

EMPLOYMENT CONNECTOR™

Real-time employment verification designed specifically for acquiring employment data across the W2 and W9 spectrum. This solution verifies identity, employment, income, work history, schedule, average pay per cycle, and much more in-depth information for harder to validate types of workers.

Data Attributes

Employment Status
The attribute returned will either be Active or Inactive. An Active result indicates the consumer is actively employed in the database as of the last record date (pay date).
Income
This response will provide you with the pay rate for the customer, along with the pay type, whether it is hourly or salaried.
Name on Record
Verify a consumer’s identity through the most authoritative information collected during the pre-employment I9/E-Verify process.
Employer Name
Provides you with the employer name for the customer to help you assess the stability of the customer’s current employment.
Pay Cycle
Information on how often the consumer is paid by their employer, including weekly, biweekly, monthly, etc.
Previous Employers
The historical employment records for the customer, including employer name, employment status, employment dates, job title, pay rates, and more

Use Case Solutions

Verify Identity

Improve Operations

Increase Customer Acquisitions

Originate 24/7

Segment Employment Status

Prioritize Credit Increases

Align Pay Dates with Repayment

Enhance User Experience