Infographic: Power of Bank Account Types

Payments are accelerating — and risk is accelerating with them.

In this infographic, we analyzed billions of real-world transactions to reveal how consumer banking profiles expose hidden risk, impact payment success, and shape fraud outcomes across top U.S. banks, neobanks, and credit unions.

High‑risk account holders make up a small share of accounts but generate disproportionate risks. Get insights you can implement today to reduce NSF rates, improve payment success, and stop fraud before money moves.